AppleCare+ changed a lot the last couple of years: unlimited accident repairs, monthly or yearly billing that keeps going until you cancel, and a new plan called AppleCare One that covers a bunch of devices at once. Here’s what it costs now and whether it’s worth it for you.
What it costs
Apple’s US prices for AppleCare+ with Theft and Loss:
| iPhone | Monthly | Yearly |
|---|---|---|
| iPhone Duo | $19.99 | $199.99 |
| iPhone 18 Pro, 18 Pro Max, iPhone Air | $14.99 | $149.99 |
| iPhone 17, iPhone 16 | $12.99 | $129.99 |
| iPhone 17e | $10.99 | $109.99 |
What you pay when stuff breaks
It’s not free repairs. You still pay a fee each time, but it’s a fraction of Apple’s normal prices.
| What happened | With AppleCare+ | Without (iPhone 18 Pro Max) |
|---|---|---|
| Cracked screen | $29 | $379 |
| Cracked back glass | $29 | $159 |
| Water or other damage | $99 | $899 |
| Worn battery (under 80%) | $0 | $129 |
| Lost or stolen | $149 | A whole new phone |
There’s no limit on accident repairs. Lost or stolen claims are capped at two every 12 months, and Find My has to be on.
The break-even math
Say you’ve got an iPhone 18 Pro Max on the yearly plan, $149.99:
- Nothing breaks all year: you spent $149.99 on peace of mind.
- You crack the screen once: $149.99 + $29 = $178.99, vs. $379 without it. You’re about $200 ahead.
- It takes a swim: $149.99 + $99 = $248.99, vs. $899. You’re about $650 ahead.
So if there’s a decent chance you’ll crack a screen this year (be honest), AppleCare+ comes out ahead.
AppleCare One: for Apple households
If you’ve got a bunch of Apple stuff, AppleCare One can beat buying separate plans:
- Individual: $19.99 a month for up to three devices, plus $5.99 a month for each extra one, including stuff you already own
- Family: $49.99 a month for every eligible device in your Family Sharing group, up to six people
Same accident coverage, with theft and loss for iPhone, iPad and Apple Watch.
Get it if…
- You’ve cracked a phone before, or you go caseless
- You bought a Pro Max, an iPhone Air or an iPhone Duo, where repairs hurt the most
- You keep phones three years or more. The free battery swap alone is worth $99 to $129
Skip it if…
- Your carrier plan or credit card already covers your phone
- You always use a solid case and screen protector and have never broken a phone
- You upgrade every year anyway
Already broke something? See what your model costs on our iPhone models page, or read the iPhone screen repair cost guide.
Prices are Apple’s US prices as of October 2026.
